Diabetes is a disease that affects your body’s ability to produce insulin. Due to the lack of insulin, you can’t convert food into useable energy. When this happens glucose then stays your blood and doesn’t make it back into your cells. Having too much sugar in your blood can cause several health issues. It is documented, that over 100 million people in the United States have some level of diabetes not to mention those living with diabetes who don’t even know they have it. Unfortunately, there is no cure for diabetes but with proper care including medication, diet, and exercise it can be managed. Call us now at 800-517-0810 for the best burial insurance for diabetics.
Most Common Types of Diabetes
Type 1 Diabetes
Type 1 diabetes is a chronic condition where the body produces no insulin. Type 1 is most common in children but cases with adults are now more common. Because of this, sometimes Type 1 is called Juvenile Diabetes. People with Type 1 diabetes need to take insulin daily just to keep living. There is still no cure for Type 1 diabetes, but the condition can be controlled with a proper DAILY regimen.
Type 2 Diabetes
Type 2 diabetes is the most common type of diabetes. Over 90 percent of diabetics have Type 2. In comparison to Type 1, Type 2 is more common in adults but can still occur at any age. When you have Type 2 diabetes, your body produces insulin but your blood does not properly use the insulin to process the glucose in your body. The treatment for Type 2 is different because most people don’t use insulin. 70-80 percent of Type 2 diabetics won’t ever have to take insulin. Diet and exercise is the key to live a healthy and active life with Type 2.
Gestational Diabetes is a condition that affects women during pregnancy. Most often the condition goes away once the baby is born. However, those who contract Gestational diabetes have a greater risk of developing Type 2 diabetes later in life.
Best Burial Insurance for Diabetics
Since millions of people have some form of diabetes, this is a concern when getting burial insurance. Questions about this condition come up a lot during the application process. Medical underwriting during this process can differ greatly depending on the insurance company. This is why using an independent agency like Assurance Life with access to multiple insurance carriers is very important. Having access to many companies means diabetes does not have to limit you from getting protection for your family from your final expenses of a funeral.
The differences between insurance companies is drastic. One insurance company might decline a diabetic depending on complications and another company may approve DAY ONE preferred coverage (meaning No Waiting Period.) Assurance Life has access to some of the most diabetic friendly insurance companies on the planet so get your Free Quote Now! Diabetics are often told that they can’t qualify for life insurance but this just isn’t the case. We can cover most individuals with diabetes even if they use insulin or have some other complications.
Most Common Questions on Burial Insurance Applications Concerning Diabetes
· During the past 24 months have you been treated for Insulin Shock?
· During the past 24 months have you been treated for Diabetic Coma?
· Have you ever taken insulin shots prior to age 50? Age 40? Age 25?
· During the past 2 years have you been treated for retinopathy, nephropathy, or neuropathy?
· Use of insulin? How many units? Name of pill form medication?
I can’t stress enough the importance of having an independent agency guide you through the process of purchasing a senior life insurance policy when having diabetes. As you can see above, some companies ask about insulin before age 50? Some age 40? Some will even go as low as 25 years of age. Your price and waiting period could be drastically different for different insurance companies depending on how you would answer that question. However, since Assurance Life has access to all the top burial insurance companies we GOT YOU COVERED on founding the best burial insurance for diabetics.
Why Assurance Life?
Assurance Life specializes in helping individuals find the RIGHT burial insurance plan for your individual needs. Our goal is always to find the best plan and the cheapest coverage around. Since we partner with over 25 different burial insurance companies, we can always save you money and find you the best coverage based on YOUR health. Let us help you make this important decision. Preparing for your final days can be mentally exhausting and often times very confusing with all the different options. Let Assurance Life help you in your journey. We do this everyday. We know what final expense insurance you need! Call us now at 800-517-0810.